Your investment app sees what you own. It has no idea what you owe. Growmint reads both — then scores your portfolio and tells you exactly what to fix.
One consent through the RBI Account Aggregator. Read-only, revocable, no passwords shared.
Step two
We read both sides.
Every account and fund you own. Every loan and card you owe. Assembled into one honest number.
Step three
Then we tell you what to fix.
A score out of 100 and a ranked list of fixes, each one priced in rupees.
Keep scrolling
0%
Built onRBI Account AggregatorCredit BureauSEBIIRDAINPCICKYC
The blind spot
Half a picture isa bad decision.
Your investment app can’t see your loans. Your credit app can’t see your portfolio. Neither can tell you whether to invest the next ₹50,000 — or use it to kill a 14% personal loan.
Everyone elseHalf the picture
Bank balances & mutual funds
—Your active loans
—Your credit cards & utilisation
—Your credit score
—A verdict on your portfolio
—What to actually do next
GrowmintBoth sides
Bank balances & mutual funds
Active and closed loans
Every credit card & utilisation
Credit score, tracked monthly
Portfolio Health Score out of 100
A ranked list of what to fix
Signature product · arriving next
Keep the upside.Take the cash.
Pledge your stocks, ETFs and mutual funds without selling a single unit. They stay invested and keep compounding while you draw a credit line against them — no redemption, no capital gains, no exit load.
You pledge
StocksListed equity
₹13.1L
Mutual fundsEquity & hybrid
₹14.1L
ETFsIndex & gold
₹1.2L
Still invested, still compounding
+₹0
You draw
₹16.8L
credit line
Pledged value₹28.04L
Loan to value60%
Units soldZero
Tax eventNone
Selling ₹16.8L of units
Compounding stops on everything you sell
Capital gains tax lands this financial year
Exit load where the fund still charges one
Buying back later costs you the timing
Drawing ₹16.8L on Growmint LAS
Every unit stays yours and stays invested
No sale, so no capital gains to declare
Interest only on what you actually draw
Repay and the limit is simply there again
Priced off a portfolio we can already see. Because Growmint reads your holdings and your credit report together, the limit and the rate reflect what you actually own and owe — not a generic slab.
Portfolio Health Check
A second opinion on everything you own.
Growmint runs a deep analysis across every fund and holding you have — not just performance, but the things that quietly cost you: overlap, fee drag, concentration and mis-allocation. It ends in one score and a ranked list of fixes.
Overlap detection
Three funds holding the same top 10 stocks isn’t diversification. We show you exactly where you’re paying twice for the same exposure.
Fee & expense drag
What your expense ratios actually cost you over the years you plan to hold — in rupees, not percentages.
Concentration & allocation
Sector bets you didn’t know you made, and how far your equity-debt-gold mix has drifted from your goal.
Debt-aware advice
Because we see your loans too, we can say the honest thing: some months, clearing debt beats investing.
Portfolio healthUpdated today
0of 100
Good, not optimal
Four issues are costing you roughly ₹41,000 a year.
!
3 funds overlap 64%Flexi Cap, Large Cap and ELSS share most of their top holdings
!
Expense ratio above categoryTwo funds sit in the costliest quartile — ₹18,400/yr drag
!
72% concentrated in financialsSector risk far above your stated moderate profile
✓
SIP discipline is strong28 months unbroken — the hardest part is already done
Credit profileRefreshed monthly
0
Credit scoreExcellent · top 12%
▲ 24 points in 6 months
Active
Home loan · HDFC₹9.8L outstanding · 8.4%
Active
Car loan · ICICI₹2.2L outstanding · 9.1%
Active
Closed
Personal loan · AxisClosed Mar 2024 · on time
Closed
Cards · 3 active
Utilisation across all cards
₹54,000 of ₹3,00,000 · 18%
Credit intelligence
Your debts, pulled in automatically.
Connect once and Growmint pulls your full credit report — score, every active and closed loan, every card and how much of each limit you’re using. No screenshots, no manual entry, refreshed every month.
Credit score, tracked
See the number, what moved it, and what it costs you at your next loan application.
Every loan, active and closed
Outstanding, rate and tenure on each — including old accounts you’ve forgotten but lenders haven’t.
Cards & utilisation
The single fastest lever on your score. We show the ratio and the exact amount to pay down.
Soft pull, always
Checking through Growmint never affects your score.
In the app
One number.Every document, every deadline.
Add a vehicle once. Growmint keeps the registration, PUC, insurance and challans current — and tells you what expires before it catches you out.
INDMH 12 QR ••••
Pulling this vehicle’s record
Hyundai Creta SX · Petrol · Y. Mehta · Pune RTO, Mar 2022
Insurance · comprehensivePolicy ····8841 · expires 24 Jun 2027
312 days
Challan pendingOver-speeding, 68 in a 50 zone · Baner Road, Pune · 12 Aug 2026
₹1,000
PUC expires in 15 days — we’ll remind you at 7Synced just now
Also in the app
Six features.One picture of the household.
Not separate products bolted together. Every one reads from the same consented picture — and that picture can cover your whole family, not just you.
Account Aggregator
Stocks, mutual funds, ETFs and bank accounts — linked through the RBI framework in one consent. Revocable any time, never a shared password. Everything else here reads from it.
Stocks₹13.1LMutual funds₹18.6LETFs₹1.2LBanks₹2.4L
Mutual funds
Invest by SIP or lumpsum and track XIRR and allocation — with the Health Check running continuously over everything you hold.
₹12,84,900XIRR 18.4%
Equity 62%Debt 26%Gold 12%
Family Wealth Desk
Money is rarely one person’s. Link a spouse, a parent, a child — everyone keeps their own login and privacy, while you finally see the household as one number.
Total family net worth
₹33,01,940+₹74,194 today
JJay₹31,72,347KKiara₹1,29,593+Invitea member
Insurance
Motor, health and life — stored beside the asset each one protects.
Motor · comprehensive312d
Health · family floater198d
Two-wheeler14d
Vehicle garage
Every document by number plate — and clear the fine in the app.
INDMH 12 QR ••••
RCPUCInsurance1 challan
Bills & paymentsSoon
BBPS, UPI and a gateway layer — money-in to money-out.
ElectricityMobileGasBroadbandDTHFASTag
How it works
One minute.Then you know everything.
No statements to upload, no screenshots, no spreadsheet. Watch the clock — this is the whole setup, start to finish.
0:00
elapsed
Ready when you are
0:08
You tap consent
Pick your banks and brokers on one screen. Read-only, revocable, no password ever shared.
Done
0:22
Assets land
Stocks, mutual funds, ETFs and balances arrive together. Nothing typed in by hand.
Done
0:38
Debts arrive
A soft credit pull brings your score, every loan and every card. Your score is untouched.
Done
0:55
Your verdict
A health score out of 100 and a ranked list of fixes, each one priced in rupees.
Done
Setup completeHealth score ready
0/100
Built for India
On the rails that actually govern money.
Your money touches regulated rails at every step — consent-driven, read-only, and revocable the moment you choose. Nothing is scraped, and no password is ever shared.
At ANV Fintech Private Limited (referred to as "GrowMint Family," "We," "Our," "Us"), we prioritize your privacy and want to ensure that you have complete control over the data you share with us. By accessing and using the GrowMint Family mobile application (App), you agree to the collection, use, and processing of your data as described in this Privacy Policy.
This Privacy Policy applies to all users of the GrowMint Family App. "User," "You," "Your," and "Yourself" refer to anyone who accesses, uses, or registers on the App.
GrowMint Family is committed to complying with all applicable laws and regulations, including those regarding the collection, processing, storage, and transfer of your personal data. This includes strict adherence to the Digital Personal Data Protection Act, 2023, the Information Technology Act, 2000, and other relevant regulations governing financial and credit asset information.
1. About Us
GrowMint Family is a technology product owned by ANV Fintech Private Limited. We operate under the FIU license of Arham Share Private Limited, a SEBI-registered entity (SEBI Registration Number: INZ000175534), with a registered office located at:
416-417 A, X-Change Plaza, Dalal Street Commercial Tower, Block 53 E, Gift City, Gandhinagar-382355
2. Nature, Categories of Collected Data and Its Purpose
We collect certain data from you to provide, secure, and enhance our services in GrowMint Family. The data we collect may be directly provided by you, collected automatically as you use the App, or received from third-party institutional networks based on your explicit consent. Below are the types of data we collect:
Account Information
When you sign up or log in to the GrowMint Family App, we collect your mobile number to facilitate secure sign-up, authentication, and account maintenance. Additional user information (such as PAN, Name, or Date of Birth) may be required to verify your identity and comply with regulatory requirements set by ReBIT, RBI, or credit bureaus.
Credit Score & Bureau Data
When you opt to use our Credit Score Fetch feature, we collect your identifying details (such as PAN, Name, and Mobile Number) to query RBI-authorized Credit Information Companies (CICs/Credit Bureaus). With your explicit authorization, we fetch your credit score, active loan/credit card lines, payment histories, and overall credit summary.
Vehicle & Asset Tracking Information
When you use our vehicle tracking feature, we collect the vehicle registration number provided by you. We use this to retrieve information from central/state government vehicle registries (e.g., VAHAN) or authorized third-party data providers. This includes registration details, make/model, fuel type, fitness validity, and hypothecation/loan status.
Family Group & Member Information
When a Primary User (group creator) adds or invites family members, we collect contact information (such as mobile number or name) to facilitate sending the invitation. For invited family members who accept and join, we collect their profile information and associate it with the specific family group.
Family Member Aggregated Asset Data
With the explicit and individual consent of each family member, we retrieve and sync their financial accounts, portfolio details, credit summary, or vehicle assets from respective data providers and display them on the consolidated family dashboard.
Analytics Information
We collect information like your name, address, phone number, email, postal address, gender, etc., to improve your user experience and conduct analytics for better service delivery.
Browsing & Usage Information
We may collect your IP address, device type, operating system, and details of your usage of the App, including the use of cookies or similar technologies to analyze how the App is used.
Device & Security Information
We collect device-related information (e.g., device ID, SIM serial number, IMEI number) for security purposes, including implementing SIM and device binding mechanisms. This ensures your account is accessed only from a trusted device and SIM combination.
Geographical Information
To detect and prevent security issues, unauthorized logins, and fraud, we may collect your geographical location.
3. How We Use Your Data
We collect and process your data strictly for the following purposes:
To provide you with requested services, financial aggregation, credit insights, and vehicle data tracking.
To respond to your inquiries and communicate necessary transactional or regulatory updates.
To analyze and improve the App's functionality, UI/UX, and performance.
To prevent fraud, identity theft, or abuse and protect the security architecture of the App.
To fulfill legal and regulatory obligations as required by the Reserve Bank of India (RBI), Credit Information Companies Regulation Act (CICRA), and other legal entities.
To consolidate the wealth, credit, and asset dashboards of consent-giving family members and present a unified view to the Primary User of the family group.
We do not use your data for any purpose other than those specified in this Privacy Policy or as explicitly agreed upon by you.
4. Data Sharing
We do not sell, rent, or trade your personal data with third-party marketers. Data sharing occurs only under strict authorized parameters:
Financial & Bureau Infrastructure
As part of our services, we route your data queries securely to FIPs, Credit Bureaus, and official vehicle registries based on your explicit authorization.
Data Sharing within Family Groups
If you join a GrowMint Family group as a family member, your linked financial portfolio, credit summaries, and vehicle asset tracking details will be shared and displayed to the Primary User who invited you. This data sharing is strictly conditional on your explicit, individual consent. You retain the right to restrict what specific assets (e.g., sharing financial tracking but hiding credit scores) are visible, based on available in-app privacy toggles.
Business Transfers
In case of a merger, acquisition, sale of assets, or any similar transaction, your data may be transferred as part of the transaction. We will ensure that the new entity handles your data in accordance with this Privacy Policy.
Legal Obligations
We may disclose your information if required by law, in response to a legal order, or to protect our legal rights, security, and safety.
5. Data Retention
Your personal data is retained only for as long as needed to fulfill the purposes outlined in this Privacy Policy, or as mandated by financial and credit regulatory frameworks in India. You can request that your data be deleted, and we will comply with your request within the bounds of applicable statutory data-retention laws.
6. Privacy Controls
We believe in giving you absolute control over your information:
Review Your Data: You can review the financial data, credit reports, and vehicle details pulled into your user dashboard at any time.
Delete Your Data / Revoke App Access: If you wish to delete your account data, you can email us at helpdesk@anvtech.co. Note that history cached on your device will be removed, but logs required for regulatory audits (like account aggregator or bureau query logs) must be retained as per law.
Family Sharing Revocation: As a family member, you can instantly revoke consent to share your financial portfolio, credit stats, or vehicle data via the App settings. Upon revocation, all data retrieval for the group dashboard halts immediately, and your metrics are permanently wiped from the Primary User's view.
7. Operation and Transfer of Data
We do not engage in cross-border transfer of personal data outside India. All user data, financial credentials, credit histories, and asset records are processed and securely stored on servers located entirely within India, in compliance with local data localization directives and the DPDP Act, 2023.
8. Data Security
We employ robust, industry-standard measures to protect your personal data. We use enterprise-grade encryption technology (such as AES-256 and Secure Socket Layer/TLS encryption) to safeguard your data during transmission and rest. Additionally, we align our systems with ISO/IEC 27001 standards for Information Security Management Systems and follow strict guidelines to prevent data leaks or unauthorized data mining.
9. Changes to the Privacy Policy
If we update this Privacy Policy, we will notify you by providing a revised version in the GrowMint Family App. Any changes to the policy will take effect only after your review and consent, if required, before proceeding with our services.
10. Grievance Redressal
In case of any concerns or complaints regarding our privacy practices or data handling, please contact our Grievance Redressal Officer:
Name: Parth Mehta Phone: +91 7433006722 Email: parth.m@anvtech.co Address: 608, Central Business Hub, Parle Point, Surat-395007.
We will respond to your concerns within 30 days. If the issue remains unresolved, you may escalate the matter to the RBI Ombudsman through the RBI Ombudsman Portal .
Disclaimer: GrowMint Family operates under the FIU license of Arham Share Private Limited, a SEBI-registered entity (SEBI Registration Number: INZ000175534). If your concern is related to services or operations of Arham Share Private Limited, please refer to their privacy policy and grievance redressal mechanisms separately at www.arhamshare.com.
This Privacy Policy applies exclusively to the GrowMint Family mobile application and not to any other applications or websites operated by us or third-party websites linked from the App.
By continuing to use the App, you consent to the terms of this Privacy Policy. If you have any questions, concerns, or requests related to your privacy, please contact us at helpdesk@anvtech.co.
This Website (https://www.anvtech.co) is owned, operated, and maintained by ANV Fintech Private Limited (referred to as "ANV", "ANV Fintech", "ANV Tech," "GrowMint Family," "We," "Our," "Us"). GrowMint Family is a digital wealth and asset monitoring platform that does not constitute a separate legal entity but is a technology product owned by the Company. It is designed to allow users to link, track, and consolidate their own and their family members' financial portfolios, credit health, and asset information in a single unified view.
The terms "We," "Us," and "Our" refer to the Company, and the terms "You," "Your," and "Yourself" refer to the users of the Website and mobile application ("Users"). "Users" includes anyone who visits, accesses, or uses any functionality or data available on the Website or App.
GrowMint Family operates under the FIU license of Arham Share Private Limited, a SEBI-registered entity (SEBI Registration Number: INZ000175534), with a registered office located at:
416-417 A, X-Change Plaza, Dalal Street Commercial Tower, Block 53 E, Gift City, Gandhinagar-382355
We are committed to complying with all applicable laws, including those related to the collection, processing, and transfer of personal data, as outlined in the Digital Personal Data Protection Act, 2023, the Information Technology Act, 2000, and other relevant regulations.
These "Terms of Use" comply with the applicable RBI guidelines for NBFC Account Aggregators and the Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021.
2. Important Terms
This document constitutes an "electronic contract" between GrowMint Family and the User, which is legally binding under applicable laws.
This document includes and shall always include (a) the Privacy Policy and (b) any other policy governing the use of the Website or the conduct of transactions.
GrowMint Family reserves the right to modify, add, or remove portions of these Terms at its discretion. You are responsible for reviewing the Terms periodically. By continuing to use the Website or App after such changes, you accept and agree to the revisions.
3. About the Website and App
GrowMint Family's services include retrieving, consolidating, and displaying financial and asset information in one place. This includes:
Financial Portfolio Aggregation: Retrieving financial information from Financial Information Providers (FIPs) such as banks, mutual funds, and other financial institutions.
Credit Score Data Fetch: Fetching credit scores, credit history, and credit profiles from RBI-authorized Credit Information Companies (CICs) / Credit Bureaus.
Vehicle Information Tracking: Retrieving vehicle details, registration history, valuation, and loan/hypothecation status from government registries (such as VAHAN/Parivahan) or third-party data providers.
You authorize GrowMint Family to access your information from FIPs, Credit Bureaus, and public/private vehicle registries for providing services as per applicable laws.
All data retrieved from third-party sources is for informational purposes only and is not intended for trading, transactional, or formal valuation activities. Any financial transactions or external actions will be directed to the respective platform, bureau, or website.
Data provided is on an "as is" and "as available" basis, and GrowMint Family does not assume any responsibility for the accuracy, completeness, or timeliness of such data (including errors in credit reports or government vehicle registries).
Family Group Roles and Features
The App provides a multi-user family aggregation feature where:
Primary User (Group Administrator): The user who initiates a family group, sends invitations to family members, and is authorized to view the consolidated family portfolio, credit information, and asset trackers (where explicitly shared).
Family Member: An individual who receives an invitation, joins the group, and links their own accounts/profiles via our consent frameworks to share their financial, credit, or vehicle data with the Primary User.
The Primary User can view the consolidated dashboard of all family members who have joined the group and successfully completed the data linking consent journey.
4. Consent Architecture
To access your information, GrowMint Family will obtain consent through a standardized consent artefact or explicit digital authorization containing details about your identity, information being requested, the purpose, recipients, and duration.
Specific Consent Modalities
Credit Score Data Fetch: By opting to view your credit score, you provide explicit consent to GrowMint Family to act as your authorized representative and fetch your credit score and credit information from Credit Information Companies (Bureaus) on your behalf. This fetch may be updated periodically to provide ongoing monitoring.
Vehicle Information: By entering a vehicle registration number, you confirm that you are the lawful owner of the vehicle or have explicit permission from the owner to track and pull vehicle history data from official registries.
Data Sharing: GrowMint Family may share your data only as explicitly authorized by you, including sharing with credit or lending agencies as required by law.
Right to Revoke: Users can revoke consent at any time for the access of their information.
5. Family Group Consent and Data Visibility
GrowMint Family allows a User to create or join a family group for the purpose of viewing consented financial, credit, vehicle, and asset information in a consolidated dashboard. Joining a family group is voluntary.
No financial account data, credit information, vehicle data, portfolio information, or other asset data of any invited family member will be fetched, synced, displayed, or shared with the Primary User or any other group member unless the invited family member accepts the invitation and provides separate, explicit consent for the relevant data category.
Each family member may choose the level of visibility applicable to their data, including whether to share no data, summary-level data, asset-category-level data, account-level data, credit summary data, vehicle data, or any other visibility option made available in the App. The Primary User will only be able to view the information that the relevant family member has expressly permitted.
A family member may withdraw or modify consent at any time through the App settings. Upon withdrawal, GrowMint Family will stop future syncing of the relevant data, remove the withdrawn data from the family dashboard where technically feasible, and prevent further access by the Primary User or other group members. Withdrawal of consent will not affect processing already completed before withdrawal, data required to be retained under applicable law, regulatory audit logs, security logs, or information that another user may have viewed, copied, downloaded, or otherwise recorded before withdrawal.
The Primary User is responsible for inviting only those individuals whom they are authorized to invite. No User may add, submit, or attempt to access another person's information without that person's knowledge and valid consent.
6. Account Aggregator and Financial Information
Where GrowMint Family enables financial data aggregation through the Account Aggregator framework, such data sharing will be carried out only through consent-based flows supported by an RBI-regulated Account Aggregator and applicable Financial Information Providers and Financial Information Users.
Before any financial information is requested, the User will be shown the relevant consent details, which may include the type of financial information requested, the Financial Information Provider, the recipient or Financial Information User, the purpose of collection, the period for which information is requested, the frequency of access, the validity period of the consent, and the manner in which consent may be withdrawn.
Users may approve, reject, pause, or revoke consent in accordance with the options available through the App or the relevant Account Aggregator interface. Revocation of consent will stop future data fetches for the relevant consent. GrowMint Family will not request or store users' banking passwords, net-banking credentials, ATM PINs, card PINs, or other authentication credentials for accessing financial account information through the Account Aggregator framework.
7. Eligibility
The Website and App are available to individuals and organizations who can form legally binding contracts under applicable laws. Users must be at least 18 years old to register.
If registering as a business or corporate entity, you confirm that you are authorized to bind the entity to these Terms.
8. User Registration
Users may need to fill out an online form to register on the Website or App and provide the necessary information and documents.
You agree to provide accurate and complete registration information and keep it updated.
Once registered, you are responsible for maintaining the confidentiality of your login credentials. Unauthorized access resulting from a failure to protect credentials is your responsibility.
9. Device and SIM Data Collection for Security and Binding
GrowMint Family collects specific device-level and SIM-related data to ensure secure access, verify user identity, prevent fraud, and protect financial information, in alignment with regulatory and security requirements.
10. Charges and Payment Related Information
GrowMint Family does not currently charge for browsing or using the basic features of the Website and Services but reserves the right to introduce fees for premium or value-added services (such as advanced credit analysis or detailed vehicle history reports) in the future.
For paid services, users must provide valid financial information through GrowMint Family's approved payment gateway. The Company is not responsible for unauthorized transactions or misuse of payment details.
11. Use of Website and App
Users agree not to:
Upload or share unlawful, offensive, or harmful content.
Violate third-party intellectual property rights.
Engage in activities that could interfere with or harm the Website's or App's functionality or other users.
Use the Website or App for any illegal or fraudulent activities.
Send family group invitations to individuals who are not actual family members or who have not agreed to share their data.
Fetch credit scores or vehicle information of third parties without their explicit, lawful authorization.
12. Obligations of the Company
The Company commits to:
Providing services based on explicit user consent.
Ensuring that services are backed by appropriate agreements with information providers, Credit Bureaus, and data aggregators.
Adhering to the Master Directions for NBFC AA services (where applicable) and maintaining strict user data confidentiality in compliance with the Digital Personal Data Protection (DPDP) Act, 2023.
13. Intellectual Property Rights
All content on the Website and App is owned or licensed by GrowMint Family or its partners and is protected by intellectual property laws. Users are permitted to use the content solely for personal, non-commercial purposes. Unauthorized reproduction or distribution is prohibited.
14. Third-Party Registries and Bureaus
By using the services, you authorize GrowMint Family to access your FIP account information, Credit Bureau profiles, and vehicle registry entries. GrowMint Family acts as your authorized technology agent to retrieve data but does not initiate external transactions, update your records with government bodies, or affect the management/standing of your accounts.
15. Disclaimer of Warranties
The services are provided "as is" without warranties of any kind, either express or implied. GrowMint Family does not guarantee that the services will meet your requirements, be error-free, or that the credit scores and vehicle data pulled from third parties will always be real-time or perfectly accurate.
16. Limitation of Liability
GrowMint Family is not liable for any direct, indirect, incidental, or consequential damages arising from the use of the Website, App, or services—including, but not limited to, financial decisions made based on credit score data or errors in vehicle registration details. The Company's liability is limited to the fees paid for the services.
17. Indemnity
You agree to indemnify GrowMint Family and its affiliates from any claims, losses, or damages arising from your use of the Website or App, including any violations of these Terms or unauthorized retrieval of credit/vehicle data.
18. Termination for Violations
GrowMint Family may suspend or terminate your access to the Website or App if you violate these Terms.
19. Grievance Officer
For any complaints or grievances, you can contact GrowMint Family's Principal Nodal Officer at:
Email: parth.m@anvtech.co Phone: +91 7433006722 Address: 608, Central Business Hub, ParlePoint, Surat-395007
20. Notice
GrowMint Family may communicate with you via email, SMS, or in-app notifications. Any notices to GrowMint Family must be sent to the designated contact provided in these Terms.
21. Severability
If any part of these Terms is found to be invalid or unenforceable, the remaining provisions will continue to be in effect.
22. Waiver
Failure to enforce any rights under these Terms will not be considered a waiver of those rights.
23. Disclaimer
Information provided through the Website and App—including financial data, credit scores, and vehicle parameters—is for informational purposes only and is not intended for trading, legal, or transactional purposes. GrowMint Family is not responsible for any errors, delays, or actions taken based on this information.
24. Governing Law and Jurisdiction
These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Surat, India.
25. Miscellaneous
If your complaint is unresolved after 30 days, you may escalate the issue to the RBI Ombudsman through the portal designed for the purpose - https://cms.rbi.org.in
By using GrowMint Family, you acknowledge that you have read, understood, and agreed to these Terms of Use.
If you have any questions, concerns, or requests related to these Terms, please contact us at helpdesk@anvtech.co.
